▼ 0.50% · 3.625%
HK$18,269
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,837
−HK$577/mo
Today · 4.125%
HK$19,414
baseline
▲ 0.50% · 4.625%
HK$20,596
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,828/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,324
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,869
−HK$553/mo
Today · 4.125%
HK$21,422
baseline
▲ 0.50% · 4.625%
HK$22,551
+HK$1,129/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,844/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,096
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,721
−HK$635/mo
Today · 4.125%
HK$21,356
baseline
▲ 0.50% · 4.625%
HK$22,655
+HK$1,299/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,712/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,356
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,956
−HK$608/mo
Today · 4.125%
HK$23,564
baseline
▲ 0.50% · 4.625%
HK$24,806
+HK$1,242/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,128/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,923
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,605
−HK$692/mo
Today · 4.125%
HK$23,297
baseline
▲ 0.50% · 4.625%
HK$24,715
+HK$1,418/mo
Deposit HK$3.20M · loan HK$4.81M · min. income ≈ HK$46,594/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,389
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,043
−HK$663/mo
Today · 4.125%
HK$25,706
baseline
▲ 0.50% · 4.625%
HK$27,061
+HK$1,355/mo
Deposit HK$3.20M · loan HK$4.81M · min. income ≈ HK$51,412/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,749
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,488
−HK$751/mo
Today · 4.125%
HK$25,239
baseline
▲ 0.50% · 4.625%
HK$26,774
+HK$1,535/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$50,478/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,421
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,130
−HK$718/mo
Today · 4.125%
HK$27,848
baseline
▲ 0.50% · 4.625%
HK$29,316
+HK$1,468/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$55,696/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,576
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,372
−HK$808/mo
Today · 4.125%
HK$27,180
baseline
▲ 0.50% · 4.625%
HK$28,834
+HK$1,654/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,360/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,453
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,217
−HK$774/mo
Today · 4.125%
HK$29,991
baseline
▲ 0.50% · 4.625%
HK$31,572
+HK$1,581/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$59,982/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,403
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,256
−HK$866/mo
Today · 4.125%
HK$29,122
baseline
▲ 0.50% · 4.625%
HK$30,894
+HK$1,772/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,244/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,486
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,303
−HK$830/mo
Today · 4.125%
HK$32,133
baseline
▲ 0.50% · 4.625%
HK$33,827
+HK$1,694/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,266/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,230
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,139
−HK$924/mo
Today · 4.125%
HK$31,063
baseline
▲ 0.50% · 4.625%
HK$32,953
+HK$1,890/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,126/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,518
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,390
−HK$885/mo
Today · 4.125%
HK$34,275
baseline
▲ 0.50% · 4.625%
HK$36,082
+HK$1,807/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,550/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,057
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,023
−HK$982/mo
Today · 4.125%
HK$33,005
baseline
▲ 0.50% · 4.625%
HK$35,013
+HK$2,008/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$66,010/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,551
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,477
−HK$940/mo
Today · 4.125%
HK$36,417
baseline
▲ 0.50% · 4.625%
HK$38,337
+HK$1,920/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,834/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,884
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,907
−HK$1,039/mo
Today · 4.125%
HK$34,946
baseline
▲ 0.50% · 4.625%
HK$37,072
+HK$2,126/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,892/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,583
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,564
−HK$995/mo
Today · 4.125%
HK$38,559
baseline
▲ 0.50% · 4.625%
HK$40,592
+HK$2,033/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$77,118/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,353 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).