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At today's rate and a 90% mortgage, the deposit on this unit is about HK$279K, with repayments around HK$12,187/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$279K · loan HK$2.51M · min. income ≈ HK$24,374/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- A
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 69%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-27 | HK$4.28M | +27.4% 4.9y · 5.0%/yr |
| 2015-01-02 | HK$3.36M | +135.0% |
| 2009-07-17 | HK$1.43M | +5.1% |
| 2009-06-23 | HK$1.36M | −4.9% |
| 2008-02-04 | HK$1.43M | +72.3% |
| 2005-10-21 | HK$830K | −52.6% |
| 1997-07-19 | HK$1.75M | +10.8% |
| 1997-05-08 | HK$1.58M | +19.7% |
| 1995-07-07 | HK$1.32M | — |