▼ 0.50% · 3.625%
HK$3,235
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,336
−HK$102/mo
Today · 4.125%
HK$3,438
baseline
▲ 0.50% · 4.625%
HK$3,648
+HK$210/mo
Deposit HK$709K · loan HK$709K · min. income ≈ HK$6,876/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,696
−HK$98/mo
Today · 4.125%
HK$3,794
baseline
▲ 0.50% · 4.625%
HK$3,994
+HK$200/mo
Deposit HK$709K · loan HK$709K · min. income ≈ HK$7,588/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,559
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,670
−HK$112/mo
Today · 4.125%
HK$3,782
baseline
▲ 0.50% · 4.625%
HK$4,012
+HK$230/mo
Deposit HK$638K · loan HK$780K · min. income ≈ HK$7,564/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,959
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,066
−HK$107/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,393
+HK$220/mo
Deposit HK$638K · loan HK$780K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,883
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,003
−HK$123/mo
Today · 4.125%
HK$4,126
baseline
▲ 0.50% · 4.625%
HK$4,377
+HK$251/mo
Deposit HK$568K · loan HK$851K · min. income ≈ HK$8,252/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,435
−HK$118/mo
Today · 4.125%
HK$4,553
baseline
▲ 0.50% · 4.625%
HK$4,793
+HK$240/mo
Deposit HK$568K · loan HK$851K · min. income ≈ HK$9,106/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,206
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,337
−HK$133/mo
Today · 4.125%
HK$4,470
baseline
▲ 0.50% · 4.625%
HK$4,742
+HK$272/mo
Deposit HK$497K · loan HK$922K · min. income ≈ HK$8,940/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,679
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,805
−HK$127/mo
Today · 4.125%
HK$4,932
baseline
▲ 0.50% · 4.625%
HK$5,192
+HK$260/mo
Deposit HK$497K · loan HK$922K · min. income ≈ HK$9,864/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,670
−HK$144/mo
Today · 4.125%
HK$4,814
baseline
▲ 0.50% · 4.625%
HK$5,107
+HK$293/mo
Deposit HK$426K · loan HK$993K · min. income ≈ HK$9,628/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,039
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,174
−HK$137/mo
Today · 4.125%
HK$5,311
baseline
▲ 0.50% · 4.625%
HK$5,591
+HK$280/mo
Deposit HK$426K · loan HK$993K · min. income ≈ HK$10,622/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$153/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$314/mo
Deposit HK$355K · loan HK$1.06M · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$147/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$5,991
+HK$300/mo
Deposit HK$355K · loan HK$1.06M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,338
−HK$163/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,836
+HK$335/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,759
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,913
−HK$157/mo
Today · 4.125%
HK$6,070
baseline
▲ 0.50% · 4.625%
HK$6,390
+HK$320/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$12,140/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,671
−HK$174/mo
Today · 4.125%
HK$5,845
baseline
▲ 0.50% · 4.625%
HK$6,201
+HK$356/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$11,690/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,119
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,283
−HK$167/mo
Today · 4.125%
HK$6,450
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$339/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$12,900/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,824
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,005
−HK$184/mo
Today · 4.125%
HK$6,189
baseline
▲ 0.50% · 4.625%
HK$6,566
+HK$377/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,378/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,479
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,653
−HK$176/mo
Today · 4.125%
HK$6,829
baseline
▲ 0.50% · 4.625%
HK$7,189
+HK$360/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,658/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).