▼ 0.50% · 3.625%
HK$3,850
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,970
−HK$121/mo
Today · 4.125%
HK$4,091
baseline
▲ 0.50% · 4.625%
HK$4,340
+HK$249/mo
Deposit HK$844K · loan HK$844K · min. income ≈ HK$8,182/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,283
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$116/mo
Today · 4.125%
HK$4,514
baseline
▲ 0.50% · 4.625%
HK$4,752
+HK$238/mo
Deposit HK$844K · loan HK$844K · min. income ≈ HK$9,028/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,235
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$134/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,774
+HK$273/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$128/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$262/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,764
−HK$146/mo
Today · 4.125%
HK$4,910
baseline
▲ 0.50% · 4.625%
HK$5,208
+HK$298/mo
Deposit HK$675K · loan HK$1.01M · min. income ≈ HK$9,820/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,140
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,278
−HK$139/mo
Today · 4.125%
HK$5,417
baseline
▲ 0.50% · 4.625%
HK$5,703
+HK$286/mo
Deposit HK$675K · loan HK$1.01M · min. income ≈ HK$10,834/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,161
−HK$158/mo
Today · 4.125%
HK$5,319
baseline
▲ 0.50% · 4.625%
HK$5,642
+HK$323/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$10,638/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$152/mo
Today · 4.125%
HK$5,869
baseline
▲ 0.50% · 4.625%
HK$6,178
+HK$309/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$11,738/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,390
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,558
−HK$170/mo
Today · 4.125%
HK$5,728
baseline
▲ 0.50% · 4.625%
HK$6,076
+HK$348/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$11,456/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,996
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,157
−HK$163/mo
Today · 4.125%
HK$6,320
baseline
▲ 0.50% · 4.625%
HK$6,653
+HK$333/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$12,640/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,775
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,955
−HK$182/mo
Today · 4.125%
HK$6,137
baseline
▲ 0.50% · 4.625%
HK$6,511
+HK$374/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$12,274/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,425
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,597
−HK$175/mo
Today · 4.125%
HK$6,772
baseline
▲ 0.50% · 4.625%
HK$7,129
+HK$357/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$13,544/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,160
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,352
−HK$194/mo
Today · 4.125%
HK$6,546
baseline
▲ 0.50% · 4.625%
HK$6,945
+HK$399/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$13,092/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,853
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,037
−HK$186/mo
Today · 4.125%
HK$7,223
baseline
▲ 0.50% · 4.625%
HK$7,604
+HK$381/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$14,446/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,545
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,749
−HK$206/mo
Today · 4.125%
HK$6,955
baseline
▲ 0.50% · 4.625%
HK$7,379
+HK$424/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$13,910/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,281
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,476
−HK$199/mo
Today · 4.125%
HK$7,675
baseline
▲ 0.50% · 4.625%
HK$8,079
+HK$404/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$15,350/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,930
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,146
−HK$219/mo
Today · 4.125%
HK$7,365
baseline
▲ 0.50% · 4.625%
HK$7,813
+HK$448/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,730/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,709
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,916
−HK$210/mo
Today · 4.125%
HK$8,126
baseline
▲ 0.50% · 4.625%
HK$8,554
+HK$428/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,252/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).