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At today's rate and a 90% mortgage, the deposit on this unit is about HK$352K, with repayments around HK$15,338/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$352K · loan HK$3.16M · min. income ≈ HK$30,676/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 336 Saleable ft²
- Gross Area
- 413 ft²
- Efficiency
- 81%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-09 | HK$4.08M | +8.8% 3.7y · 2.0%/yr |
| 2017-03-07 | HK$3.75M | +33.9% 3.7y · 9.0%/yr |
| 2013-07-18 | HK$2.80M | +46.6% |
| 2011-03-22 | HK$1.91M | +36.4% |
| 1997-02-17 | HK$1.40M | — |