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At today's rate and a 90% mortgage, the deposit on this unit is about HK$264K, with repayments around HK$11,520/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$264K · loan HK$2.38M · min. income ≈ HK$23,040/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 200 Saleable ft²
- Gross Area
- 306 ft²
- Efficiency
- 65%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-08-14 | HK$3.40M | +63.5% 4.8y · 13.0%/yr |
| 2012-10-10 | HK$2.08M | +70.5% |
| 2010-01-25 | HK$1.22M | +15.1% |
| 2008-07-23 | HK$1.06M | +34.2% |
| 2005-07-21 | HK$790K | +25.4% |
| 2005-04-02 | HK$630K | −30.0% |
| 2000-04-14 | HK$900K | −35.7% |
| 1997-05-29 | HK$1.40M | — |