Home Eastern District Saiwanho Building

13/F D

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5/F A 361 ft² 5/F B 308 ft² 6/F A 361 ft² 6/F B 308 ft² 7/F A 361 ft² 7/F C 308 ft² 7/F D 361 ft² 8/F B 308 ft² 8/F C 308 ft² 8/F D 361 ft² 9/F A 361 ft² 9/F B 308 ft² 9/F C 308 ft² 9/F D 361 ft² 10/F A 361 ft² 10/F B 308 ft² 10/F C 308 ft² 10/F D 361 ft² 11/F A 361 ft² 11/F D 361 ft² 12/F A 361 ft² 12/F B 308 ft² 12/F D 361 ft² 13/F B 308 ft² 13/F C 308 ft² 13/F D 361 ft² 14/F A 371 ft² 14/F B 308 ft² 14/F D 361 ft² 15/F A 371 ft² 15/F B 308 ft² 15/F C 308 ft² 15/F D 361 ft² 16/F B 308 ft² 16/F C 308 ft² 17/F A 361 ft² 17/F B 308 ft² 17/F C 308 ft² 17/F D 361 ft² 18/F A 361 ft² 18/F B 269 ft² 19/F A 352 ft² 20/F A 361 ft² 20/F B 379 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.95M

≈ HK$10,936 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,221/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$16,204

−HK$1,017/mo

▼ 0.25% · 3.875%

HK$16,708

−HK$513/mo

Today · 4.125%

HK$17,221

baseline

▲ 0.50% · 4.625%

HK$18,268

+HK$1,047/mo

Deposit HK$395K · loan HK$3.55M · min. income ≈ HK$34,442/mo (50% DSR)

Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Wan Ho Station

≈ 4 min walk · 258 m

Education

schools within 1 km (14 within 500 m)

Daily convenience

within 1 km (20 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Wan Ho Station Station.

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 13/F
Flat: D
Saleable Area: 361 Saleable ft²
Gross Area: 453 ft²
Efficiency: 80%
District: Eastern District · Hong Kong Island
School net (POA): 16

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-11-05	HK$3.78M	−37.6% 5.5y · −7.0%/yr	HK$10,471	HK$8,344
2020-05-27	HK$6.06M	+133.1% 9.3y · 14.0%/yr	HK$16,787	HK$13,378
2011-02-24	HK$2.60M	+173.7%	HK$7,202	HK$5,740
2002-04-10	HK$950K	+0.0%	HK$2,632	HK$2,097
2001-09-08	HK$950K	−49.5%	HK$2,632	HK$2,097
1998-04-04	HK$1.88M	+6.2%	HK$5,208	HK$4,150
1997-04-07	HK$1.77M	—	HK$4,903	HK$3,907

Other appraised units in this building

Data sourced from Renavon.com