▼ 0.50% · 3.625%
HK$5,023
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$159/mo
Today · 4.125%
HK$5,338
baseline
▲ 0.50% · 4.625%
HK$5,663
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,676/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,588
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,738
−HK$152/mo
Today · 4.125%
HK$5,890
baseline
▲ 0.50% · 4.625%
HK$6,200
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,780/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,525
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,697
−HK$175/mo
Today · 4.125%
HK$5,872
baseline
▲ 0.50% · 4.625%
HK$6,229
+HK$357/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$11,744/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,147
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,311
−HK$168/mo
Today · 4.125%
HK$6,479
baseline
▲ 0.50% · 4.625%
HK$6,820
+HK$341/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$12,958/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,027
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$190/mo
Today · 4.125%
HK$6,405
baseline
▲ 0.50% · 4.625%
HK$6,795
+HK$390/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$12,810/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,705
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,885
−HK$183/mo
Today · 4.125%
HK$7,068
baseline
▲ 0.50% · 4.625%
HK$7,440
+HK$372/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$14,136/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,530
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,733
−HK$206/mo
Today · 4.125%
HK$6,939
baseline
▲ 0.50% · 4.625%
HK$7,361
+HK$422/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$13,878/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,264
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,459
−HK$198/mo
Today · 4.125%
HK$7,657
baseline
▲ 0.50% · 4.625%
HK$8,060
+HK$403/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$15,314/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,032
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,251
−HK$222/mo
Today · 4.125%
HK$7,473
baseline
▲ 0.50% · 4.625%
HK$7,928
+HK$455/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$14,946/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,823
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,033
−HK$213/mo
Today · 4.125%
HK$8,246
baseline
▲ 0.50% · 4.625%
HK$8,680
+HK$434/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$16,492/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,534
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,769
−HK$238/mo
Today · 4.125%
HK$8,007
baseline
▲ 0.50% · 4.625%
HK$8,494
+HK$487/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$16,014/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,382
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,606
−HK$229/mo
Today · 4.125%
HK$8,835
baseline
▲ 0.50% · 4.625%
HK$9,300
+HK$465/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$17,670/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,036
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,286
−HK$254/mo
Today · 4.125%
HK$8,540
baseline
▲ 0.50% · 4.625%
HK$9,060
+HK$520/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$17,080/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,940
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,180
−HK$243/mo
Today · 4.125%
HK$9,423
baseline
▲ 0.50% · 4.625%
HK$9,920
+HK$497/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$18,846/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,539
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,804
−HK$270/mo
Today · 4.125%
HK$9,074
baseline
▲ 0.50% · 4.625%
HK$9,626
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,148/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,499
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,754
−HK$258/mo
Today · 4.125%
HK$10,012
baseline
▲ 0.50% · 4.625%
HK$10,540
+HK$528/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,024/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,041
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,322
−HK$286/mo
Today · 4.125%
HK$9,608
baseline
▲ 0.50% · 4.625%
HK$10,193
+HK$585/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,216/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,058
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,328
−HK$273/mo
Today · 4.125%
HK$10,601
baseline
▲ 0.50% · 4.625%
HK$11,160
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,202/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).