▼ 0.50% · 3.625%
HK$4,136
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,265
−HK$130/mo
Today · 4.125%
HK$4,395
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$268/mo
Deposit HK$907K · loan HK$907K · min. income ≈ HK$8,790/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,601
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,725
−HK$125/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,105
+HK$255/mo
Deposit HK$907K · loan HK$907K · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,550
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$144/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,129
+HK$294/mo
Deposit HK$816K · loan HK$998K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,061
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$138/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,616
+HK$281/mo
Deposit HK$816K · loan HK$998K · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,963
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,118
−HK$156/mo
Today · 4.125%
HK$5,274
baseline
▲ 0.50% · 4.625%
HK$5,595
+HK$321/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$10,548/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,670
−HK$150/mo
Today · 4.125%
HK$5,820
baseline
▲ 0.50% · 4.625%
HK$6,127
+HK$307/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$11,640/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,377
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$170/mo
Today · 4.125%
HK$5,714
baseline
▲ 0.50% · 4.625%
HK$6,062
+HK$348/mo
Deposit HK$635K · loan HK$1.18M · min. income ≈ HK$11,428/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,982
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,142
−HK$163/mo
Today · 4.125%
HK$6,305
baseline
▲ 0.50% · 4.625%
HK$6,637
+HK$332/mo
Deposit HK$635K · loan HK$1.18M · min. income ≈ HK$12,610/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,790
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,970
−HK$183/mo
Today · 4.125%
HK$6,153
baseline
▲ 0.50% · 4.625%
HK$6,528
+HK$375/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$12,306/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,442
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,614
−HK$176/mo
Today · 4.125%
HK$6,790
baseline
▲ 0.50% · 4.625%
HK$7,148
+HK$358/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$13,580/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,204
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,397
−HK$196/mo
Today · 4.125%
HK$6,593
baseline
▲ 0.50% · 4.625%
HK$6,994
+HK$401/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$13,186/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,902
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,087
−HK$188/mo
Today · 4.125%
HK$7,275
baseline
▲ 0.50% · 4.625%
HK$7,658
+HK$383/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$14,550/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,618
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,823
−HK$210/mo
Today · 4.125%
HK$7,033
baseline
▲ 0.50% · 4.625%
HK$7,460
+HK$427/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,066/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,362
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,559
−HK$201/mo
Today · 4.125%
HK$7,760
baseline
▲ 0.50% · 4.625%
HK$8,169
+HK$409/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,520/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,031
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,250
−HK$222/mo
Today · 4.125%
HK$7,472
baseline
▲ 0.50% · 4.625%
HK$7,927
+HK$455/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,944/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,822
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,032
−HK$213/mo
Today · 4.125%
HK$8,245
baseline
▲ 0.50% · 4.625%
HK$8,679
+HK$434/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,490/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,445
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,676
−HK$236/mo
Today · 4.125%
HK$7,912
baseline
▲ 0.50% · 4.625%
HK$8,393
+HK$481/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,824/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,282
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,504
−HK$226/mo
Today · 4.125%
HK$8,730
baseline
▲ 0.50% · 4.625%
HK$9,190
+HK$460/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,460/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).