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At today's rate and a 90% mortgage, the deposit on this unit is about HK$293K, with repayments around HK$12,791/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$293K · loan HK$2.64M · min. income ≈ HK$25,582/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- J
- Saleable Area
- 341 Saleable ft²
- Gross Area
- 430 ft²
- Efficiency
- 79%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-12 | HK$3.00M | −21.7% 6.2y · −4.0%/yr |
| 2018-02-13 | HK$3.83M | +190.2% 9.8y · 19.0%/yr |
| 2008-05-06 | HK$1.32M | +158.8% |
| 2002-08-21 | HK$510K | — |