▼ 0.50% · 3.625%
HK$5,299
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,464
−HK$167/mo
Today · 4.125%
HK$5,631
baseline
▲ 0.50% · 4.625%
HK$5,974
+HK$343/mo
Deposit HK$1.16M · loan HK$1.16M · min. income ≈ HK$11,262/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,895
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,053
−HK$161/mo
Today · 4.125%
HK$6,214
baseline
▲ 0.50% · 4.625%
HK$6,541
+HK$327/mo
Deposit HK$1.16M · loan HK$1.16M · min. income ≈ HK$12,428/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,010
−HK$185/mo
Today · 4.125%
HK$6,195
baseline
▲ 0.50% · 4.625%
HK$6,572
+HK$377/mo
Deposit HK$1.05M · loan HK$1.28M · min. income ≈ HK$12,390/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,485
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$176/mo
Today · 4.125%
HK$6,835
baseline
▲ 0.50% · 4.625%
HK$7,195
+HK$360/mo
Deposit HK$1.05M · loan HK$1.28M · min. income ≈ HK$13,670/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,359
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,557
−HK$201/mo
Today · 4.125%
HK$6,758
baseline
▲ 0.50% · 4.625%
HK$7,169
+HK$411/mo
Deposit HK$930K · loan HK$1.39M · min. income ≈ HK$13,516/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,074
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,264
−HK$193/mo
Today · 4.125%
HK$7,457
baseline
▲ 0.50% · 4.625%
HK$7,850
+HK$393/mo
Deposit HK$930K · loan HK$1.39M · min. income ≈ HK$14,914/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,889
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,103
−HK$218/mo
Today · 4.125%
HK$7,321
baseline
▲ 0.50% · 4.625%
HK$7,766
+HK$445/mo
Deposit HK$813K · loan HK$1.51M · min. income ≈ HK$14,642/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,664
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,869
−HK$209/mo
Today · 4.125%
HK$8,078
baseline
▲ 0.50% · 4.625%
HK$8,504
+HK$426/mo
Deposit HK$813K · loan HK$1.51M · min. income ≈ HK$16,156/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,419
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,650
−HK$234/mo
Today · 4.125%
HK$7,884
baseline
▲ 0.50% · 4.625%
HK$8,364
+HK$480/mo
Deposit HK$697K · loan HK$1.63M · min. income ≈ HK$15,768/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,253
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,475
−HK$224/mo
Today · 4.125%
HK$8,699
baseline
▲ 0.50% · 4.625%
HK$9,158
+HK$459/mo
Deposit HK$697K · loan HK$1.63M · min. income ≈ HK$17,398/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,949
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,196
−HK$251/mo
Today · 4.125%
HK$8,447
baseline
▲ 0.50% · 4.625%
HK$8,961
+HK$514/mo
Deposit HK$581K · loan HK$1.74M · min. income ≈ HK$16,894/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,843
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,080
−HK$241/mo
Today · 4.125%
HK$9,321
baseline
▲ 0.50% · 4.625%
HK$9,812
+HK$491/mo
Deposit HK$581K · loan HK$1.74M · min. income ≈ HK$18,642/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,479
−HK$531/mo
▼ 0.25% · 3.875%
HK$8,742
−HK$268/mo
Today · 4.125%
HK$9,010
baseline
▲ 0.50% · 4.625%
HK$9,559
+HK$549/mo
Deposit HK$465K · loan HK$1.86M · min. income ≈ HK$18,020/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,432
−HK$510/mo
▼ 0.25% · 3.875%
HK$9,685
−HK$257/mo
Today · 4.125%
HK$9,942
baseline
▲ 0.50% · 4.625%
HK$10,466
+HK$524/mo
Deposit HK$465K · loan HK$1.86M · min. income ≈ HK$19,884/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,009
−HK$565/mo
▼ 0.25% · 3.875%
HK$9,289
−HK$285/mo
Today · 4.125%
HK$9,574
baseline
▲ 0.50% · 4.625%
HK$10,156
+HK$582/mo
Deposit HK$349K · loan HK$1.98M · min. income ≈ HK$19,148/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,022
−HK$541/mo
▼ 0.25% · 3.875%
HK$10,291
−HK$272/mo
Today · 4.125%
HK$10,563
baseline
▲ 0.50% · 4.625%
HK$11,120
+HK$557/mo
Deposit HK$349K · loan HK$1.98M · min. income ≈ HK$21,126/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,539
−HK$598/mo
▼ 0.25% · 3.875%
HK$9,835
−HK$302/mo
Today · 4.125%
HK$10,137
baseline
▲ 0.50% · 4.625%
HK$10,753
+HK$616/mo
Deposit HK$232K · loan HK$2.09M · min. income ≈ HK$20,274/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,611
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,896
−HK$289/mo
Today · 4.125%
HK$11,185
baseline
▲ 0.50% · 4.625%
HK$11,774
+HK$589/mo
Deposit HK$232K · loan HK$2.09M · min. income ≈ HK$22,370/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).