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At today's rate and a 90% mortgage, the deposit on this unit is about HK$330K, with repayments around HK$14,413/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$330K · loan HK$2.97M · min. income ≈ HK$28,826/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 450 ft²
- Efficiency
- 66%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-04 | HK$4.29M | +7.3% 5.1y · 1.0%/yr |
| 2017-03-10 | HK$4.00M | +69.4% 4.8y · 14.0%/yr |
| 2012-05-25 | HK$2.36M | +43.9% |
| 2010-03-24 | HK$1.64M | −9.4% |
| 1997-05-05 | HK$1.81M | +41.4% |
| 1996-10-18 | HK$1.28M | — |