▼ 0.50% · 3.625%
HK$14,696
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,153
−HK$464/mo
Today · 4.125%
HK$15,617
baseline
▲ 0.50% · 4.625%
HK$16,568
+HK$951/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,234/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,349
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,788
−HK$444/mo
Today · 4.125%
HK$17,232
baseline
▲ 0.50% · 4.625%
HK$18,141
+HK$909/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,464/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,166
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,668
−HK$511/mo
Today · 4.125%
HK$17,179
baseline
▲ 0.50% · 4.625%
HK$18,225
+HK$1,046/mo
Deposit HK$2.90M · loan HK$3.54M · min. income ≈ HK$34,358/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,984
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,466
−HK$490/mo
Today · 4.125%
HK$18,956
baseline
▲ 0.50% · 4.625%
HK$19,955
+HK$999/mo
Deposit HK$2.90M · loan HK$3.54M · min. income ≈ HK$37,912/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,635
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,184
−HK$557/mo
Today · 4.125%
HK$18,741
baseline
▲ 0.50% · 4.625%
HK$19,881
+HK$1,140/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,482/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,619
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,145
−HK$534/mo
Today · 4.125%
HK$20,679
baseline
▲ 0.50% · 4.625%
HK$21,769
+HK$1,090/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,358/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,105
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,699
−HK$604/mo
Today · 4.125%
HK$20,303
baseline
▲ 0.50% · 4.625%
HK$21,538
+HK$1,235/mo
Deposit HK$2.26M · loan HK$4.19M · min. income ≈ HK$40,606/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,254
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,824
−HK$578/mo
Today · 4.125%
HK$22,402
baseline
▲ 0.50% · 4.625%
HK$23,583
+HK$1,181/mo
Deposit HK$2.26M · loan HK$4.19M · min. income ≈ HK$44,804/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,574
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,214
−HK$650/mo
Today · 4.125%
HK$21,864
baseline
▲ 0.50% · 4.625%
HK$23,195
+HK$1,331/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,728/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,889
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,503
−HK$622/mo
Today · 4.125%
HK$24,125
baseline
▲ 0.50% · 4.625%
HK$25,397
+HK$1,272/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,250/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,044
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,730
−HK$696/mo
Today · 4.125%
HK$23,426
baseline
▲ 0.50% · 4.625%
HK$24,852
+HK$1,426/mo
Deposit HK$1.61M · loan HK$4.83M · min. income ≈ HK$46,852/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,524
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,181
−HK$668/mo
Today · 4.125%
HK$25,849
baseline
▲ 0.50% · 4.625%
HK$27,211
+HK$1,362/mo
Deposit HK$1.61M · loan HK$4.83M · min. income ≈ HK$51,698/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,513
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,245
−HK$743/mo
Today · 4.125%
HK$24,988
baseline
▲ 0.50% · 4.625%
HK$26,508
+HK$1,520/mo
Deposit HK$1.29M · loan HK$5.16M · min. income ≈ HK$49,976/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,159
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,860
−HK$712/mo
Today · 4.125%
HK$27,572
baseline
▲ 0.50% · 4.625%
HK$29,025
+HK$1,453/mo
Deposit HK$1.29M · loan HK$5.16M · min. income ≈ HK$55,144/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,983
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,760
−HK$790/mo
Today · 4.125%
HK$26,550
baseline
▲ 0.50% · 4.625%
HK$28,165
+HK$1,615/mo
Deposit HK$967K · loan HK$5.48M · min. income ≈ HK$53,100/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,793
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,539
−HK$756/mo
Today · 4.125%
HK$29,295
baseline
▲ 0.50% · 4.625%
HK$30,839
+HK$1,544/mo
Deposit HK$967K · loan HK$5.48M · min. income ≈ HK$58,590/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,453
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,275
−HK$836/mo
Today · 4.125%
HK$28,111
baseline
▲ 0.50% · 4.625%
HK$29,822
+HK$1,711/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$56,222/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,428
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,218
−HK$800/mo
Today · 4.125%
HK$31,018
baseline
▲ 0.50% · 4.625%
HK$32,653
+HK$1,635/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$62,036/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$179,486 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).