Skip to content
Home Eastern District CHEERFUL GARDEN BLOCK 3

20/F B

in CHEERFUL GARDEN BLOCK 3

Eastern District · Hong Kong Island

Switch unit
Floor
1/F A 592 ft² 1/F B 592 ft² 1/F F 484 ft² 1/F H 592 ft² 1/F J 483 ft² 2/F D 592 ft² 2/F F 484 ft² 2/F H 592 ft² 3/F A 592 ft² 3/F B 592 ft² 3/F F 484 ft² 3/F G 592 ft² 3/F J 483 ft² 4/F E 431 ft² 4/F J 483 ft² 5/F C 592 ft² 5/F D 592 ft² 5/F F 484 ft² 6/F B 592 ft² 7/F C 592 ft² 7/F J 483 ft² 8/F C 592 ft² 8/F E 431 ft² 8/F G 592 ft² 8/F J 483 ft² 8/F K 431 ft² 8/F F 484 ft² 9/F C 592 ft² 9/F D 592 ft² 9/F E 431 ft² 9/F J 483 ft² 10/F D 592 ft² 10/F E 431 ft² 10/F G 592 ft² 10/F K 431 ft² 11/F A 592 ft² 11/F E 431 ft² 11/F F 484 ft² 11/F G 592 ft² 12/F D 592 ft² 12/F H 592 ft² 12/F K 431 ft² 13/F B 592 ft² 13/F C 592 ft² 13/F D 592 ft² 13/F G 592 ft² 14/F A 592 ft² 14/F C 592 ft² 14/F K 431 ft² 15/F A 592 ft² 15/F D 592 ft² 15/F H 592 ft² 15/F K 431 ft² 16/F A 592 ft² 16/F D 592 ft² 16/F F 484 ft² 16/F G 592 ft² 17/F A 592 ft² 17/F B 592 ft² 17/F C 592 ft² 17/F G 592 ft² 17/F H 592 ft² 17/F K 431 ft² 18/F A 592 ft² 18/F C 592 ft² 18/F D 592 ft² 18/F J 483 ft² 18/F K 431 ft² 19/F D 592 ft² 19/F E 431 ft² 19/F H 592 ft² 19/F J 483 ft² 20/F B 592 ft² 20/F K 431 ft² 21/F B 592 ft² 21/F H 592 ft² 21/F K 431 ft² 22/F A 592 ft² 22/F B 592 ft² 22/F C 592 ft² 22/F D 592 ft² 22/F E 431 ft² 22/F F 484 ft² 23/F G 592 ft² 23/F K 431 ft² 24/F B 592 ft² 24/F C 592 ft² 24/F F 484 ft² 24/F G 592 ft² 24/F H 592 ft² 25/F A 592 ft² 25/F B 592 ft² 25/F E 431 ft² 25/F K 431 ft² 26/F C 592 ft² 26/F H 592 ft² 27/F C 592 ft² 27/F E 431 ft² 27/F J 483 ft² 27/F K 431 ft² 28/F E 431 ft² 28/F K 431 ft² 29/F A 592 ft² 29/F E 431 ft² 29/F H 592 ft² 30/F D 592 ft² 30/F E 431 ft² 30/F F 484 ft² 30/F J 483 ft² 31/F A 592 ft² 31/F C 592 ft² 31/F D 592 ft² 31/F E 431 ft² 31/F F 484 ft² 31/F H 592 ft² 31/F J 483 ft² 31/F K 431 ft² 32/F A 592 ft² 32/F D 592 ft² 32/F E 431 ft² 32/F H 592 ft² 32/F J 483 ft² 32/F K 431 ft² 33/F C 592 ft² 33/F H 592 ft² 33/F K 431 ft² 34/F A 592 ft² 34/F F 484 ft² 34/F J 483 ft² 35/F B 592 ft² 35/F E 431 ft² 35/F G 592 ft² 35/F H 592 ft² 35/F K 431 ft² 36/F B 592 ft² 36/F E 431 ft² 36/F G 592 ft² 36/F J 483 ft² 37/F E 431 ft² 37/F F 484 ft² 38/F B 592 ft² 38/F C 592 ft² 38/F D 592 ft² 38/F F 484 ft² 38/F G 592 ft² 38/F K 431 ft² 39/F E 431 ft² 39/F G 592 ft²
Crescira AVM · estimated value ● Medium confidence
HK$4.58M
≈ HK$7,729 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$458K, with repayments around HK$19,959/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,781
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,365
−HK$594/mo
Today · 4.125%
HK$19,959
baseline
▲ 0.50% · 4.625%
HK$21,173
+HK$1,214/mo

Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,918/mo (50% DSR)

Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,076 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Chai Wan Station
≈ 17 min walk · 1,330 m
Education
22
schools within 1 km (17 within 500 m)
Daily convenience
16
within 1 km (14 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Family-friendly — 22 schools within a 1 km walk.

Everyday convenience — 16 shopping and daily-needs spots nearby.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
B
Saleable Area
592 Saleable ft²
Gross Area
715 ft²
Efficiency
83%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
1996-03-06 HK$1.36M —

Other appraised units in this building

1/F A
592 ft²
HK$4.05M
1/F B
592 ft²
HK$4.05M
1/F F
484 ft²
HK$3.43M
1/F H
592 ft²
HK$4.01M
1/F J
483 ft²
HK$3.42M
2/F D
592 ft²
HK$4.10M
Data sourced from Renavon.com