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Crescira AVM · estimated value ● Medium confidence
HK$183.02M
≈ HK$41,642 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$54.91M, with repayments around HK$620,896/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$584,258
−HK$36,638/mo
▼ 0.25% · 3.875%
HK$602,432
−HK$18,464/mo
Today · 4.125%
HK$620,896
baseline
▲ 0.50% · 4.625%
HK$658,677
+HK$37,781/mo

Deposit HK$54.91M · loan HK$128.11M · min. income ≈ HK$1,241,792/mo (50% DSR)

Upfront cash ≈ HK$66.80M (deposit + AVD stamp duty HK$11,896,153 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
4,395 ft²
Gross Area
4,000 ft²
Efficiency
110%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2001-12-04 HK$42.30M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 15 min walk · 1,172 m
Education
11
schools within 1 km (0 within 500 m)
Daily convenience
12
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
28
parks, libraries, sports within 1 km

Family-friendly — 11 schools within a 1 km walk.

Everyday convenience — 12 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 28 parks, libraries and sports venues nearby.

Location

Other appraised units in this building