Skip to content
Crescira AVM · estimated value Medium confidence
HK$91.79M
≈ HK$36,614 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$27.54M, with repayments around HK$311,410/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$293,034
−HK$18,376/mo
▼ 0.25% · 3.875%
HK$302,149
−HK$9,261/mo
Today · 4.125%
HK$311,410
baseline
▲ 0.50% · 4.625%
HK$330,358
+HK$18,948/mo

Deposit HK$27.54M · loan HK$64.25M · min. income ≈ HK$622,820/mo (50% DSR)

Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$3,901,172 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15號
Flat
7
Saleable Area
2,507 ft²
Gross Area
3,085 ft²
Efficiency
81%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2006-09-26 HK$56.00M +119.6%
3.6y
2003-03-25 HK$25.50M −14.4%
2.7y
2000-06-23 HK$29.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 20 min walk · 1,557 m
(quite far — consider other transport options)
Education
4
schools within 1 km (2 within 500 m)
Daily convenience
9
within 1 km (4 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
13
parks, libraries, sports within 1 km

Everyday convenience — 9 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 13 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com