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Crescira AVM · estimated value Medium confidence
HK$41.69M
≈ HK$20,054 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.51M, with repayments around HK$141,442/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$133,096
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$137,236
−HK$4,206/mo
Today · 4.125%
HK$141,442
baseline
▲ 0.50% · 4.625%
HK$150,049
+HK$8,607/mo

Deposit HK$12.51M · loan HK$29.18M · min. income ≈ HK$282,884/mo (50% DSR)

Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,914 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 29 min walk · 2,290 m
Education
18
schools within 1 km (1 within 500 m)
Daily convenience
13
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
9
parks, libraries, sports within 1 km

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 13 shopping and daily-needs spots nearby.

Green space & leisure — 9 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
BLOCK 44
Saleable Area
2,079 Saleable ft²
Gross Area
2,330 ft²
Efficiency
89%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2021-12-08 HK$45.00M +320.6%
23.6y · 14.0%/yr
1998-05-05 HK$10.70M
Data sourced from Renavon.com