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Crescira AVM · estimated value Medium confidence
HK$28.21M
≈ HK$17,946 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.46M, with repayments around HK$95,705/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$90,058
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,859
−HK$2,846/mo
Today · 4.125%
HK$95,705
baseline
▲ 0.50% · 4.625%
HK$101,529
+HK$5,824/mo

Deposit HK$8.46M · loan HK$19.75M · min. income ≈ HK$191,410/mo (50% DSR)

Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,198,946 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B
Saleable Area
1,572 ft²
Gross Area
2,160 ft²
Efficiency
73%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2019-05-15 HK$32.50M +139.0%
12.7y
2006-09-01 HK$13.60M −30.9%
1997-02-03 HK$19.69M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 19 min walk · 1,487 m
(quite far — consider other transport options)
Education
10
schools within 1 km (5 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
7
parks, libraries, sports within 1 km

Family-friendly — 10 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 7 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com