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Crescira AVM · estimated value
● Medium confidence
HK$12.21M
≈ HK$12,578 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.66M, with repayments around HK$41,433/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$38,989
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,201
−HK$1,232/mo
Today · 4.125%
HK$41,433
baseline
▲ 0.50% · 4.625%
HK$43,955
+HK$2,522/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$82,866/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,991 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 15 min walk · 1,171 m
Education
10
schools within 1 km (4 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km
Family-friendly — 10 schools within a 1 km walk.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B2
- Saleable Area
- 971 Saleable ft²
- Gross Area
- 1,200 ft²
- Efficiency
- 81%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-20 | HK$13.50M | — |
Other appraised units in this building
Data sourced from Renavon.com