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Crescira AVM · estimated value ● Medium confidence
HK$17.19M
≈ HK$13,263 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.16M, with repayments around HK$58,314/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$54,873
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,580
−HK$1,734/mo
Today · 4.125%
HK$58,314
baseline
▲ 0.50% · 4.625%
HK$61,863
+HK$3,549/mo

Deposit HK$5.16M · loan HK$12.03M · min. income ≈ HK$116,628/mo (50% DSR)

Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,588 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
32座
Saleable Area
1,296 ft²
Gross Area
1,590 ft²
Efficiency
82%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2003-10-15 HK$3.75M −59.5%
6.4y
1997-06-20 HK$9.27M +75.5%
1.5y
1996-01-03 HK$5.28M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 28 min walk · 2,186 m
(quite far — consider other transport options)
Education
11
schools within 1 km (1 within 500 m)
Daily convenience
9
within 1 km (4 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Family-friendly — 11 schools within a 1 km walk.

Everyday convenience — 9 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building