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At today's rate and a 90% mortgage, the deposit on this unit is about HK$327K, with repayments around HK$14,279/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$327K · loan HK$2.95M · min. income ≈ HK$28,558/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 20 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- F
- Saleable Area
- 287 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 69%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-21 | HK$2.97M | −32.5% 5.6y · −6.0%/yr |
| 2020-06-17 | HK$4.40M | +29.4% 3.6y · 8.0%/yr |
| 2016-11-28 | HK$3.40M | +157.6% 8.3y · 19.0%/yr |
| 2008-08-19 | HK$1.32M | +7.3% |
| 2008-06-23 | HK$1.23M | +16.0% |
| 1996-05-20 | HK$1.06M | — |