Crescira AVM · estimated value
● Medium confidence
HK$20.51M
≈ HK$14,798 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.15M, with repayments around HK$69,581/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$65,475
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,512
−HK$2,069/mo
Today · 4.125%
HK$69,581
baseline
▲ 0.50% · 4.625%
HK$73,815
+HK$4,234/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,162/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,003 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 28 min walk · 2,221 m
Education
11
schools within 1 km (1 within 500 m)
Daily convenience
9
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
9
parks, libraries, sports within 1 km
Family-friendly — 11 schools within a 1 km walk.
Everyday convenience — 9 shopping and daily-needs spots nearby.
Green space & leisure — 9 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 1,386 Saleable ft²
- Gross Area
- 1,580 ft²
- Efficiency
- 88%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2003-07-05 | HK$4.48M | −47.3% |
| 1998-04-09 | HK$8.50M | — |
Other appraised units in this building
Data sourced from Renavon.com