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At today's rate and a 90% mortgage, the deposit on this unit is about HK$370K, with repayments around HK$16,133/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$370K · loan HK$3.33M · min. income ≈ HK$32,266/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Lei Tung Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- D
- Saleable Area
- 310 Saleable ft²
- Gross Area
- 388 ft²
- Efficiency
- 80%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-17 | HK$5.40M | +29.8% 5.1y · 6.0%/yr |
| 2016-10-03 | HK$4.16M | +44.4% 3.7y · 12.0%/yr |
| 2013-01-25 | HK$2.88M | +132.3% |
| 2007-08-31 | HK$1.24M | +12.7% |
| 2007-06-22 | HK$1.10M | +22.2% |
| 2000-11-07 | HK$900K | — |