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Crescira AVM · estimated value Medium confidence
HK$4.03M
≈ HK$11,859 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$403K, with repayments around HK$17,587/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,549
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,064
−HK$523/mo
Today · 4.125%
HK$17,587
baseline
▲ 0.50% · 4.625%
HK$18,657
+HK$1,070/mo

Deposit HK$403K · loan HK$3.63M · min. income ≈ HK$35,174/mo (50% DSR)

Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$6,489 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
12/F
Flat
A
Saleable Area
340 ft²
Gross Area
485 ft²
Efficiency
70%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2010-09-10 HK$2.04M +48.9%
2009-05-11 HK$1.37M +37.0%
2005-06-07 HK$1.00M −40.1%
1998-05-29 HK$1.67M +40.3%
1996-03-20 HK$1.19M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lei Tung
≈ 2 min walk · 117 m
Education
30
schools within 1 km (11 within 500 m)
Daily convenience
38
within 1 km (9 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Lei Tung Station (a rail station within an 8-min walk earns this label).

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com