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At today's rate and a 90% mortgage, the deposit on this unit is about HK$383K, with repayments around HK$16,700/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$383K · loan HK$3.45M · min. income ≈ HK$33,400/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 67%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-21 | HK$5.60M | +30.8% 4.2y · 7.0%/yr |
| 2016-05-05 | HK$4.28M | +35.4% 4.8y · 7.0%/yr |
| 2011-06-29 | HK$3.16M | +40.4% |
| 2009-09-01 | HK$2.25M | +60.7% |
| 2007-02-08 | HK$1.40M | +32.1% |
| 2006-12-23 | HK$1.06M | — |