22/F 5

Central and Western District · Hong Kong Island

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Floor

1/F 1 525 ft² 1/F 2 525 ft² 1/F 4 495 ft² 2/F 2 525 ft² 2/F 5 400 ft² 2/F 6 400 ft² 2/F 8 481 ft² 3/F 4 495 ft² 3/F 5 400 ft² 3/F 6 400 ft² 3/F 7 481 ft² 4/F 2 525 ft² 4/F 3 495 ft² 4/F 6 400 ft² 4/F 1 525 ft² 4/F 8 481 ft² 5/F 2 525 ft² 5/F 4 495 ft² 5/F 5 400 ft² 6/F 8 481 ft² 6/F 3 495 ft² 6/F 5 400 ft² 7/F 6 400 ft² 7/F 7 481 ft² 7/F 8 481 ft² 8/F 4 495 ft² 8/F 7 481 ft² 8/F 1 525 ft² 9/F 5 400 ft² 9/F 1 525 ft² 9/F 4 493 ft² 10/F 1 525 ft² 10/F 3 495 ft² 10/F 6 400 ft² 10/F 7 481 ft² 11/F 4 495 ft² 11/F 1 525 ft² 11/F 2 525 ft² 11/F 7 481 ft² 12/F 1 525 ft² 12/F 5 400 ft² 12/F 7 481 ft² 12/F 8 481 ft² 13/F 1 525 ft² 13/F 2 525 ft² 13/F 3 495 ft² 13/F 6 400 ft² 13/F 7 481 ft² 13/F 8 481 ft² 14/F 5 400 ft² 14/F 7 481 ft² 14/F 1 525 ft² 14/F 2 525 ft² 14/F 3 495 ft² 14/F 4 495 ft² 14/F 6 400 ft² 14/F 8 481 ft² 15/F 5 400 ft² 15/F 3 495 ft² 15/F 4 495 ft² 15/F 6 400 ft² 15/F 8 481 ft² 16/F 2 525 ft² 16/F 4 495 ft² 16/F 8 481 ft² 17/F 1 525 ft² 17/F 3 495 ft² 17/F 4 495 ft² 17/F 7 481 ft² 18/F 1 525 ft² 18/F 2 525 ft² 18/F 4 495 ft² 18/F 5 400 ft² 18/F 6 400 ft² 19/F 1 525 ft² 19/F 2 525 ft² 19/F 3 495 ft² 19/F 6 400 ft² 19/F 7 481 ft² 19/F 8 481 ft² 20/F 6 400 ft² 20/F 2 525 ft² 20/F 4 495 ft² 20/F 5 400 ft² 21/F 1 525 ft² 21/F 3 495 ft² 21/F 2 525 ft² 22/F 2 525 ft² 22/F 4 495 ft² 22/F 5 400 ft² 22/F 6 400 ft² 22/F 7 481 ft² 22/F 8 481 ft² 23/F 1 533 ft² 23/F 3 495 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.59M

≈ HK$11,468 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$459K, with repayments around HK$20,008/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,827

−HK$1,181/mo

▼ 0.25% · 3.875%

HK$19,413

−HK$595/mo

Today · 4.125%

HK$20,008

baseline

▲ 0.50% · 4.625%

HK$21,225

+HK$1,217/mo

Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,016/mo (50% DSR)

Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,205 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kennedy Town Station

≈ 4 min walk · 276 m

Education

schools within 1 km (8 within 500 m)

Daily convenience

within 1 km (11 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 22/F
Flat: 5
Saleable Area: 400 Saleable ft²
Gross Area: 478 ft²
Efficiency: 84%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2009-08-13	HK$1.97M	+0.1%	HK$4,925	HK$4,121
2009-08-13	HK$1.97M	+6.4%	HK$4,920	HK$4,117
2009-06-12	HK$1.85M	+90.7% 4.1y	HK$4,625	HK$3,870
2005-05-26	HK$970K	+26.0% 2.5y	HK$2,419	HK$2,029
2002-12-14	HK$770K	−42.5%	HK$1,925	HK$1,611
1996-05-31	HK$1.34M	+0.4%	HK$3,350	HK$2,803
1996-05-31	HK$1.33M	—	HK$3,338	HK$2,793

Other appraised units in this building

Data sourced from Renavon.com