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At today's rate and a 90% mortgage, the deposit on this unit is about HK$647K, with repayments around HK$28,202/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,404/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,570 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 381 Saleable ft²
- Gross Area
- 560 ft²
- Efficiency
- 68%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-14 | HK$8.00M | +0.0% 1.7y · 0.0%/yr |
| 2018-06-08 | HK$8.00M | +111.6% 8.9y · 13.0%/yr |
| 2009-07-10 | HK$3.78M | +5.0% |
| 2008-06-24 | HK$3.60M | +30.9% |
| 2007-11-23 | HK$2.75M | — |