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At today's rate and a 90% mortgage, the deposit on this unit is about HK$584K, with repayments around HK$25,477/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$584K · loan HK$5.26M · min. income ≈ HK$50,954/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,418 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 338 Saleable ft²
- Gross Area
- 481 ft²
- Efficiency
- 70%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-08 | HK$7.35M | +13.1% 4.1y · 3.0%/yr |
| 2020-04-22 | HK$6.50M | +142.5% 12.0y · 12.0%/yr |
| 2008-04-24 | HK$2.68M | +19.6% |
| 2008-02-01 | HK$2.24M | +113.3% |
| 2003-12-16 | HK$1.05M | — |