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At today's rate and a 90% mortgage, the deposit on this unit is about HK$331K, with repayments around HK$14,442/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$28,884/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 244 Saleable ft²
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-27 | HK$4.60M | +2.7% 2.3y · 1.0%/yr |
| 2017-09-18 | HK$4.48M | +28.0% 3.5y · 8.0%/yr |
| 2014-03-06 | HK$3.50M | +41.1% |
| 2010-11-19 | HK$2.48M | +7.8% |
| 2010-06-11 | HK$2.30M | +17.9% |
| 2010-02-02 | HK$1.95M | +8.9% |
| 2009-12-23 | HK$1.79M | +9.8% |
| 2009-11-18 | HK$1.63M | +328.9% |
| 2003-08-06 | HK$380K | — |