Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$516K, with repayments around HK$22,506/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$45,012/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,095 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 365 Saleable ft²
- Gross Area
- 423 ft²
- Efficiency
- 86%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-03 | HK$4.80M | −25.0% 6.0y |
| 2018-05-08 | HK$6.40M | +32.0% 3.4y |
| 2014-12-23 | HK$4.85M | +92.5% 4.6y |
| 2010-04-28 | HK$2.52M | +55.6% 3.0y |
| 2007-05-08 | HK$1.62M | — |