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8/F 1

Central and Western District · Hong Kong Island

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Floor

2/F 2 357 ft² 2/F 3 333 ft² 3/F 1 333 ft² 3/F 2 357 ft² 4/F 2 351 ft² 5/F 1 333 ft² 5/F 2 357 ft² 5/F 3 333 ft² 6/F 1 333 ft² 6/F 3 336 ft² 7/F 2 357 ft² 7/F 3 333 ft² 8/F 1 333 ft² 9/F 2 351 ft² 9/F 3 333 ft² 10/F 3 333 ft² 11/F 3 333 ft² 12/F 2 357 ft² 12/F 3 333 ft² 13/F 1 333 ft² 13/F 3 333 ft² 14/F 1 333 ft² 14/F 2 357 ft² 14/F 3 336 ft² 15/F 1 333 ft² 15/F 2 357 ft² 15/F 3 333 ft² 16/F 1 333 ft² 16/F 2 357 ft² 17/F 1 333 ft² 17/F 2 357 ft² 17/F 3 333 ft² 18/F 1 333 ft² 18/F 3 333 ft² 19/F 1 333 ft² 19/F 2 357 ft² 19/F 3 336 ft² 20/F 2 357 ft² 21/F 3 333 ft² 22/F 1 333 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.49M

≈ HK$13,492 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$449K, with repayments around HK$19,598/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,441

−HK$1,157/mo

▼ 0.25% · 3.875%

HK$19,015

−HK$583/mo

Today · 4.125%

HK$19,598

baseline

▲ 0.50% · 4.625%

HK$20,790

+HK$1,192/mo

Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,196/mo (50% DSR)

Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,395 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway HKU Station

≈ 6 min walk · 434 m

Education

schools within 1 km (12 within 500 m)

Daily convenience

within 1 km (17 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 8/F
Flat: 1
Saleable Area: 333 Saleable ft²
Gross Area: 453 ft²
Efficiency: 74%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-06-01	HK$4.83M	−19.5% 5.2y · −4.0%/yr	HK$14,504	HK$10,662
2021-03-26	HK$6.00M	−2.9% 5.1y · 4.0%/yr	HK$18,018	HK$13,245
2020-06-05	HK$6.18M	+25.6% 4.3y · 6.0%/yr	HK$18,559	HK$13,642
2016-03-11	HK$4.92M	−1.2% 0.9y	HK$14,775	HK$10,861
2015-04-08	HK$4.98M	+60.6%	HK$14,955	HK$10,993
2011-03-22	HK$3.10M	+113.8%	HK$9,309	HK$6,843
1996-08-07	HK$1.45M	—	HK$4,354	HK$3,201

Other appraised units in this building

Data sourced from Renavon.com