Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$408K, with repayments around HK$17,813/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$408K · loan HK$3.68M · min. income ≈ HK$35,626/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$16,864 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- F
- Saleable Area
- 344 Saleable ft²
- Gross Area
- 430 ft²
- Efficiency
- 80%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-06-14 | HK$5.83M | +57.6% 4.1y · 14.0%/yr |
| 2014-05-15 | HK$3.70M | +92.7% |
| 2010-03-25 | HK$1.92M | +11.6% |
| 2008-06-11 | HK$1.72M | +7.5% |
| 2008-04-02 | HK$1.60M | +40.4% |
| 2007-01-08 | HK$1.14M | +31.0% |
| 2005-06-22 | HK$870K | +8.8% |
| 2004-09-23 | HK$800K | −48.4% |
| 1997-02-21 | HK$1.55M | +10.7% |
| 1996-11-29 | HK$1.40M | +7.7% |
| 1996-11-11 | HK$1.30M | — |