Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$503K, with repayments around HK$21,950/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$503K · loan HK$4.53M · min. income ≈ HK$43,900/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$113,227 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- C
- Saleable Area
- 299 Saleable ft²
- Gross Area
- 421 ft²
- Efficiency
- 71%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-03 | HK$6.67M | +12.1% 3.0y · 4.0%/yr |
| 2017-07-31 | HK$5.95M | +10.2% 2.1y · 5.0%/yr |
| 2015-06-29 | HK$5.40M | +74.2% |
| 2011-10-12 | HK$3.10M | +49.0% |
| 2009-09-01 | HK$2.08M | +4.0% |
| 1996-12-16 | HK$2.00M | — |