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At today's rate and a 90% mortgage, the deposit on this unit is about HK$580K, with repayments around HK$25,313/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$50,626/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,574 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- C
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 552 ft²
- Efficiency
- 66%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-29 | HK$7.45M | +6.7% 2.0y · 3.0%/yr |
| 2018-07-30 | HK$6.98M | +36.9% 4.0y · 9.0%/yr |
| 2014-07-31 | HK$5.10M | +68.3% |
| 2009-12-31 | HK$3.03M | +32.9% |
| 2008-02-14 | HK$2.28M | — |