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At today's rate and a 90% mortgage, the deposit on this unit is about HK$520K, with repayments around HK$22,682/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$45,364/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$117,001 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 451 ft²
- Efficiency
- 60%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-12 | HK$4.80M | −13.5% 4.0y · −3.0%/yr |
| 2020-05-13 | HK$5.55M | +29.7% 7.2y · 4.0%/yr |
| 2013-02-25 | HK$4.28M | +67.8% |
| 2010-05-12 | HK$2.55M | +41.7% |
| 2009-06-04 | HK$1.80M | −37.9% |
| 1996-11-22 | HK$2.90M | — |