At today's rate and a 90% mortgage, the deposit on this unit is about HK$288K, with repayments around HK$12,566/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$288K · loan HK$2.59M · min. income ≈ HK$25,132/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 297 Saleable ft²
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-04 | HK$4.50M | +26.8% 3.7y · 7.0%/yr |
| 2017-03-09 | HK$3.55M | +150.0% 10.0y · 15.0%/yr |
| 2007-03-19 | HK$1.42M | +31.5% |
| 2006-05-11 | HK$1.08M | +3.8% |
| 2006-05-02 | HK$1.04M | +6.1% |
| 2006-01-11 | HK$980K | +4.3% |
| 2005-11-03 | HK$940K | +5.6% |
| 2005-06-03 | HK$890K | +29.0% |
| 2005-03-10 | HK$690K | — |