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At today's rate and a 90% mortgage, the deposit on this unit is about HK$422K, with repayments around HK$18,414/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,828/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$44,406 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- D
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 406 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-18 | HK$5.80M | +12.6% 5.0y · 3.0%/yr |
| 2017-03-14 | HK$5.15M | +72.8% 5.4y · 13.0%/yr |
| 2011-10-13 | HK$2.98M | +132.8% |
| 2006-12-28 | HK$1.28M | +28.0% |
| 2005-02-19 | HK$1.00M | +9.9% |
| 2004-01-14 | HK$910K | +1.1% |
| 2003-06-23 | HK$900K | +50.0% |
| 2003-06-03 | HK$600K | −45.9% |
| 2000-04-10 | HK$1.11M | −16.5% |
| 1995-10-27 | HK$1.33M | — |