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Crescira AVM · estimated value ● Medium confidence
HK$7.48M
≈ HK$16,126 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$748K, with repayments around HK$32,637/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$30,711
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,666
−HK$971/mo
Today · 4.125%
HK$32,637
baseline
▲ 0.50% · 4.625%
HK$34,623
+HK$1,986/mo

Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$65,274/mo (50% DSR)

Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,470 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
14/F
Flat
A
Saleable Area
464 ft²
Gross Area
629 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-08-20 HK$8.30M +225.5%
13.1y
2007-07-16 HK$2.55M +19.3%
1.7y
2005-10-29 HK$2.14M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
HKU
≈ 5 min walk · 381 m
Education
35
schools within 1 km (13 within 500 m)
Daily convenience
36
within 1 km (17 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to HKU Station (a rail station within an 8-min walk earns this label).

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Other appraised units in this building