Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$442K, with repayments around HK$19,293/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,586/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$66,346 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- B (NO. 111)
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 454 ft²
- Efficiency
- 71%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-13 | HK$3.50M | −30.0% 6.8y · −4.0%/yr |
| 2018-08-29 | HK$5.00M | +10.4% 3.3y · 3.0%/yr |
| 2015-04-13 | HK$4.53M | +128.8% |
| 2008-04-22 | HK$1.98M | +55.9% |
| 2005-02-07 | HK$1.27M | — |