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At today's rate and a 90% mortgage, the deposit on this unit is about HK$537K, with repayments around HK$23,411/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,822/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,763 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- B
- Saleable Area
- 478 Saleable ft²
- Gross Area
- 694 ft²
- Efficiency
- 69%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-18 | HK$6.85M | −8.7% 4.5y |
| 2022-01-13 | HK$7.50M | +158.6% 14.2y · 11.0%/yr |
| 2007-11-21 | HK$2.90M | +19.3% |
| 2007-09-24 | HK$2.43M | +71.1% |
| 2004-05-13 | HK$1.42M | +26.8% |
| 2004-03-25 | HK$1.12M | −46.7% |
| 1999-08-28 | HK$2.10M | −4.5% |
| 1996-06-11 | HK$2.20M | — |