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Crescira AVM · estimated value Medium confidence
HK$5.27M
≈ HK$11,023 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$527K, with repayments around HK$22,983/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$21,626
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,299
−HK$684/mo
Today · 4.125%
HK$22,983
baseline
▲ 0.50% · 4.625%
HK$24,381
+HK$1,398/mo

Deposit HK$527K · loan HK$4.74M · min. income ≈ HK$45,966/mo (50% DSR)

Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$118,553 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
11/F
Flat
B
Saleable Area
478 ft²
Gross Area
694 ft²
Efficiency
69%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-06-18 HK$6.85M −8.7%
4.5y
2022-01-13 HK$7.50M +158.6%
14.2y
2007-11-21 HK$2.90M +19.3%
2007-09-24 HK$2.43M +71.1%
2004-05-13 HK$1.42M +26.8%
2004-03-25 HK$1.12M −46.7%
1999-08-28 HK$2.10M −4.5%
1996-06-11 HK$2.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
HKU
≈ 4 min walk · 320 m
Education
41
schools within 1 km (25 within 500 m)
Daily convenience
37
within 1 km (20 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to HKU Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com