▼ 0.50% · 3.625%
HK$14,848
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,310
−HK$469/mo
Today · 4.125%
HK$15,779
baseline
▲ 0.50% · 4.625%
HK$16,739
+HK$960/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,558/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,518
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,961
−HK$449/mo
Today · 4.125%
HK$17,410
baseline
▲ 0.50% · 4.625%
HK$18,328
+HK$918/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,820/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,332
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,841
−HK$516/mo
Today · 4.125%
HK$17,357
baseline
▲ 0.50% · 4.625%
HK$18,413
+HK$1,056/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,714/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,170
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,657
−HK$494/mo
Today · 4.125%
HK$19,151
baseline
▲ 0.50% · 4.625%
HK$20,161
+HK$1,010/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,302/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,817
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,371
−HK$564/mo
Today · 4.125%
HK$18,935
baseline
▲ 0.50% · 4.625%
HK$20,087
+HK$1,152/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$37,870/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,822
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,353
−HK$539/mo
Today · 4.125%
HK$20,892
baseline
▲ 0.50% · 4.625%
HK$21,994
+HK$1,102/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$41,784/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,302
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,902
−HK$610/mo
Today · 4.125%
HK$20,512
baseline
▲ 0.50% · 4.625%
HK$21,761
+HK$1,249/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$41,024/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,473
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,049
−HK$584/mo
Today · 4.125%
HK$22,633
baseline
▲ 0.50% · 4.625%
HK$23,826
+HK$1,193/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,266/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,787
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,433
−HK$657/mo
Today · 4.125%
HK$22,090
baseline
▲ 0.50% · 4.625%
HK$23,434
+HK$1,344/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,180/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,125
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,745
−HK$629/mo
Today · 4.125%
HK$24,374
baseline
▲ 0.50% · 4.625%
HK$25,659
+HK$1,285/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,748/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,272
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,964
−HK$704/mo
Today · 4.125%
HK$23,668
baseline
▲ 0.50% · 4.625%
HK$25,108
+HK$1,440/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,336/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,777
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,441
−HK$675/mo
Today · 4.125%
HK$26,116
baseline
▲ 0.50% · 4.625%
HK$27,492
+HK$1,376/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,232/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,756
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,495
−HK$751/mo
Today · 4.125%
HK$25,246
baseline
▲ 0.50% · 4.625%
HK$26,782
+HK$1,536/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,492/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,429
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,138
−HK$719/mo
Today · 4.125%
HK$27,857
baseline
▲ 0.50% · 4.625%
HK$29,325
+HK$1,468/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,714/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,241
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,026
−HK$798/mo
Today · 4.125%
HK$26,824
baseline
▲ 0.50% · 4.625%
HK$28,456
+HK$1,632/mo
Deposit HK$977K · loan HK$5.53M · min. income ≈ HK$53,648/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,080
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,834
−HK$764/mo
Today · 4.125%
HK$29,598
baseline
▲ 0.50% · 4.625%
HK$31,158
+HK$1,560/mo
Deposit HK$977K · loan HK$5.53M · min. income ≈ HK$59,196/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,726
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,557
−HK$845/mo
Today · 4.125%
HK$28,402
baseline
▲ 0.50% · 4.625%
HK$30,130
+HK$1,728/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,804/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,732
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,530
−HK$809/mo
Today · 4.125%
HK$31,339
baseline
▲ 0.50% · 4.625%
HK$32,991
+HK$1,652/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,678/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$186,143 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).