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At today's rate and a 90% mortgage, the deposit on this unit is about HK$557K, with repayments around HK$24,302/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$48,604/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,359 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- G
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 417 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-24 | HK$5.15M | +12.0% 0.8y |
| 2025-05-13 | HK$4.60M | +245.9% 20.6y · 12.0%/yr |
| 2004-10-18 | HK$1.33M | +10.8% |
| 2004-06-29 | HK$1.20M | −11.1% |
| 2004-05-18 | HK$1.35M | — |