3/F NO. 425P (REAR)

Central and Western District · Hong Kong Island

Switch unit

Floor

1/F NO. 425P (FRONT) 464 ft² 2/F NO. 425N (REAR) 501 ft² 2/F NO. 425P (REAR) 476 ft² 3/F NO. 425N (FRONT) 501 ft² 3/F NO. 425N (REAR) 501 ft² 3/F NO. 425P (REAR) 476 ft² 5/F NO. 425N (FRONT) 501 ft² 5/F NO. 425P (FRONT) 464 ft² 6/F NO. 425N (FRONT) 501 ft² 6/F NO. 425N (REAR) 501 ft² 6/F NO. 425P (FRONT) 464 ft² 7/F NO. 425N (FRONT) 501 ft² 7/F NO. 425N (REAR) 501 ft² 7/F NO. 425P (FRONT) 464 ft² 7/F NO. 425P (REAR) 476 ft² 8/F NO. 425N (REAR) 501 ft² 8/F NO. 425P (REAR) 476 ft² 9/F NO. 425N (FRONT) 501 ft² 9/F NO. 425N (REAR) 501 ft² 9/F NO. 425P (FRONT) 464 ft² 9/F NO. 425P (REAR) 476 ft² 9/F 425P號(前座) 464 ft² 10/F NO. 425N (REAR) 501 ft² 10/F NO. 425P (FRONT) 426 ft² 11/F NO. 425P (REAR) 476 ft² 12/F NO. 425N (FRONT) 405 ft² 13/F NO. 425P (REAR) 476 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.69M

≈ HK$7,747 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$369K, with repayments around HK$16,084/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$15,135

−HK$949/mo

▼ 0.25% · 3.875%

HK$15,606

−HK$478/mo

Today · 4.125%

HK$16,084

baseline

▲ 0.50% · 4.625%

HK$17,063

+HK$979/mo

Deposit HK$369K · loan HK$3.32M · min. income ≈ HK$32,168/mo (50% DSR)

Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway HKU Station

≈ 3 min walk · 231 m

Education

schools within 1 km (22 within 500 m)

Daily convenience

within 1 km (17 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 3/F
Flat: NO. 425P (REAR)
Saleable Area: 476 Saleable ft²
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-08-09	HK$3.98M	+10.6% 0.3y	HK$8,361	—
2024-05-27	HK$3.60M	+421.7% 19.9y · 21.0%/yr	HK$7,563	—
2004-06-19	HK$690K	+9.5%	—	—
2003-08-23	HK$630K	−30.0%	—	—
1998-06-08	HK$900K	−23.1%	—	—
1996-07-04	HK$1.17M	+7.3%	—	—
1996-05-31	HK$1.09M	+28.2%	—	—
1996-04-27	HK$850K	—	—	—