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At today's rate and a 90% mortgage, the deposit on this unit is about HK$443K, with repayments around HK$19,330/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$443K · loan HK$3.99M · min. income ≈ HK$38,660/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,476 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 300 ft²
- Efficiency
- 96%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-14 | HK$3.80M | −5.5% 10.7y · 0.0%/yr |
| 2014-05-12 | HK$4.02M | +67.5% |
| 2008-02-25 | HK$2.40M | +18.2% |
| 2008-01-10 | HK$2.03M | +8.0% |
| 2007-11-26 | HK$1.88M | +22.1% |
| 2007-03-23 | HK$1.54M | +4.8% |
| 2007-02-27 | HK$1.47M | +16.7% |
| 2006-05-18 | HK$1.26M | — |