9/F NO. 406A (FRONT)
in Des Voeux Road West Building
Central and Western District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$536K, with repayments around HK$23,378/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$46,756/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,594 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- NO. 406A (FRONT)
- Saleable Area
- 661 Saleable ft²
- Gross Area
- 866 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-01 | HK$5.60M | +400.0% 18.4y · 22.0%/yr |
| 2005-10-06 | HK$1.12M | +17.9% |
| 2004-07-05 | HK$950K | +26.7% |
| 2004-03-03 | HK$750K | — |