Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$523K, with repayments around HK$22,803/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$523K · loan HK$4.70M · min. income ≈ HK$45,606/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$117,625 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 470 ft²
- Efficiency
- 63%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-05 | HK$6.00M | +50.0% 5.2y · 10.0%/yr |
| 2016-08-01 | HK$4.00M | +179.7% 10.5y · 17.0%/yr |
| 2006-01-07 | HK$1.43M | +43.0% |
| 2002-08-20 | HK$1.00M | −65.2% |
| 1997-04-24 | HK$2.87M | — |