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At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,451/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,902/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$46,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- B (NO. 119)
- Saleable Area
- 273 Saleable ft²
- Gross Area
- 430 ft²
- Efficiency
- 63%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-19 | HK$4.00M | −27.3% 7.0y · −4.0%/yr |
| 2019-03-15 | HK$5.50M | +37.8% 7.0y · 5.0%/yr |
| 2012-03-27 | HK$3.99M | +121.7% |
| 2007-04-13 | HK$1.80M | −15.1% |
| 1996-07-25 | HK$2.12M | — |