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Crescira AVM · estimated value ● Medium confidence
HK$40.74M
≈ HK$24,750 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.22M, with repayments around HK$138,208/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$130,053
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$134,098
−HK$4,110/mo
Today · 4.125%
HK$138,208
baseline
▲ 0.50% · 4.625%
HK$146,618
+HK$8,410/mo

Deposit HK$12.22M · loan HK$28.52M · min. income ≈ HK$276,416/mo (50% DSR)

Upfront cash ≈ HK$13.95M (deposit + AVD stamp duty HK$1,731,395 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
A
Saleable Area
1,646 ft²
Gross Area
2,005 ft²
Efficiency
82%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-07-08 HK$35.50M +172.3%
21.5y
1998-01-22 HK$13.04M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 6 min walk · 470 m
Education
23
schools within 1 km (9 within 500 m)
Daily convenience
42
within 1 km (14 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Admiralty Station (a rail station within an 8-min walk earns this label).

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building