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At today's rate and a 90% mortgage, the deposit on this unit is about HK$251K, with repayments around HK$10,960/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$21,920/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- B
- Saleable Area
- 188 Saleable ft²
- Gross Area
- 319 ft²
- Efficiency
- 59%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-19 | HK$2.50M | −13.8% 13.2y · −1.0%/yr |
| 2012-06-06 | HK$2.90M | +80.1% |
| 2009-08-31 | HK$1.61M | +20.1% |
| 2008-08-04 | HK$1.34M | +34.0% |
| 2006-10-14 | HK$1.00M | +38.9% |
| 2006-01-20 | HK$720K | −47.4% |
| 1997-02-21 | HK$1.37M | +9.6% |
| 1996-12-09 | HK$1.25M | — |