▼ 0.50% · 3.625%
HK$5,021
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$159/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,660
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,586
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$152/mo
Today · 4.125%
HK$5,887
baseline
▲ 0.50% · 4.625%
HK$6,198
+HK$311/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,774/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,523
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,695
−HK$174/mo
Today · 4.125%
HK$5,869
baseline
▲ 0.50% · 4.625%
HK$6,226
+HK$357/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$11,738/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,144
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,309
−HK$167/mo
Today · 4.125%
HK$6,476
baseline
▲ 0.50% · 4.625%
HK$6,818
+HK$342/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$12,952/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,025
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,212
−HK$191/mo
Today · 4.125%
HK$6,403
baseline
▲ 0.50% · 4.625%
HK$6,792
+HK$389/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$12,806/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,703
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,883
−HK$182/mo
Today · 4.125%
HK$7,065
baseline
▲ 0.50% · 4.625%
HK$7,437
+HK$372/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$14,130/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,527
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,730
−HK$206/mo
Today · 4.125%
HK$6,936
baseline
▲ 0.50% · 4.625%
HK$7,358
+HK$422/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$13,872/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,261
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,456
−HK$198/mo
Today · 4.125%
HK$7,654
baseline
▲ 0.50% · 4.625%
HK$8,057
+HK$403/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$15,308/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,029
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,248
−HK$222/mo
Today · 4.125%
HK$7,470
baseline
▲ 0.50% · 4.625%
HK$7,925
+HK$455/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$14,940/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,820
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,030
−HK$212/mo
Today · 4.125%
HK$8,242
baseline
▲ 0.50% · 4.625%
HK$8,677
+HK$435/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$16,484/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,531
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,766
−HK$238/mo
Today · 4.125%
HK$8,004
baseline
▲ 0.50% · 4.625%
HK$8,491
+HK$487/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$16,008/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,378
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,603
−HK$228/mo
Today · 4.125%
HK$8,831
baseline
▲ 0.50% · 4.625%
HK$9,297
+HK$466/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,662/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,033
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,283
−HK$254/mo
Today · 4.125%
HK$8,537
baseline
▲ 0.50% · 4.625%
HK$9,057
+HK$520/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,074/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,937
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,177
−HK$243/mo
Today · 4.125%
HK$9,420
baseline
▲ 0.50% · 4.625%
HK$9,916
+HK$496/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,840/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,535
−HK$536/mo
▼ 0.25% · 3.875%
HK$8,801
−HK$270/mo
Today · 4.125%
HK$9,071
baseline
▲ 0.50% · 4.625%
HK$9,623
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,142/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,496
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,750
−HK$259/mo
Today · 4.125%
HK$10,009
baseline
▲ 0.50% · 4.625%
HK$10,536
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,018/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,038
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,319
−HK$285/mo
Today · 4.125%
HK$9,604
baseline
▲ 0.50% · 4.625%
HK$10,189
+HK$585/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,208/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,054
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,324
−HK$273/mo
Today · 4.125%
HK$10,597
baseline
▲ 0.50% · 4.625%
HK$11,156
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,194/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).